The following Annual Reports are are available electronically as an Adobe® Portable Document File (PDF). If you do not have a copy of the Adobe® Acrobat® Reader® installed on your computer, you should download and install the current version of the Reader® before downloading a report.

If you wish to receive a hard copy of our Annual Report, please call our Shareholder Communications Line at 800-990-APOL. You may also email your request — please be sure to include your name and mailing address.

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